← Best digital bank UK

Top 5 digital banks UK vs Beluga

Single-bank digital banks force you to choose one provider. Beluga lets you keep all your banks and see them in one place.

The UK has many strong digital banks — Monzo, Starling, Revolut, Chase, and others. Each offers its own account. But most people have multiple banks: a main current account, a savings account, a business account. Switching everything to one digital bank is rarely practical.

Beluga takes a different approach. We are an AISP, not a bank. We connect to all your existing accounts through Open Banking and show them in one dashboard. You get Deepsight™ cash flow forecasts, Beluga Point scoring, and safe-to-spend insights — without replacing your banks.

So instead of "which digital bank should I pick?", the question becomes "how do I see and manage all my money in one place?" That is what Beluga does.